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Home Insurance

  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

 

Homeowner’s coverage doesn’t have to be difficult to understand. A basic

Homeowners Insurance Policy will cover the following:

A Valuable Articles policy can help protect the possessions you cherish the most:

  • Jewelry

  • Watches

  • Guns

  • Antiques

  • Wine

  • Collectibles

While homeowners policies limit the amount of protection for such items, a Valuable Articles policy covers them anywhere in the world with no deductible.

An Excess policy is used to provide limits in excess of the underlying policy’s limits of insurance. It pays liability claims when the underlying limits have been exhausted. It does not provide broader coverage than the underlying policy.

INSURANCE

HOURS & LOCATION
Location

800 Bering Drive, Suite 310

Houston, TX 77057

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Tel: 713-357-4737

Fax: 713-357-4739

Hours

Monday - Thursday

8:30 am to 4:30 pm

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Friday

8:30 am to 4:00 pm

 

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Car Insurance
Excess Liability Insurance
Valuable Articles Insurance
Other Insurance

  • Flood Insurance- Covers your home in the event of the flood.

  • Windstorm Insurance- Wind and hail coverage for the homes that were denied coverage under their homeowner’s carrier.

  • Travel Insurance- Provides coverage for when you are 100 miles and over away from home, in the US or not. Assists with everything from tracking lost luggage to arranging emergency medical transportation.

  • Identity Theft Insurance- Monitors your identity to help prevent theft and in the event of theft, helps restore your identity.

  • Cyber-security Insurance- Mitigates losses from a variety of cyber incidents, including data breaches, business interruption, and network damage.

  • Farm & Ranch Insurance- Provides packaged coverage for farms and ranches including coverage for; livestock, barns, tractors, crops, and more.

  • Motorcycle Insurance- Covers your motorcycle separate from your auto insurance, which excludes two-wheeled vehicles.

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • Boat and Watercraft Insurance- Insurance coverage for while you are on the water.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.

  • RV and Mobile home Insurance- Home insurance for your home-on-the-road.

 

Auto insurance is insurance for cars, trucks, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from.

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Auto insurance may additionally offer coverage for: 

  • Theft of the vehicle,

  • Damage to the vehicle from a collision with a  fixed object (tree, light pole, etc.),

  • Damage to the vehicle resulting from flood, car being scratched, hit-and-run drivers, and so on.

These are descriptions of available types of insurance policies and do not fully eclipse what the policies cover. Please read your policy for detailed coverage explanations and definitions.  

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